Truly flexible private medical care insurance
With Health-on-Line, you can create the ideal private medical care insurance plan - a plan that provides exactly the right cover for your needs and your lifestyle.
Our private medical care insurance is built around a core of essential cover, which includes cover for a wide range of major and minor illnesses and conditions. Then, depending on your personal requirements, you can add the specific treatments that are most relevant to you. For instance, we can provide medical care insurance, UK-wide, if you play sports, or if you need cover for physiotherapy. We can also provide private medical care insurance that includes psychiatric treatment and complimentary approaches.
You can upgrade your cover when first arrange your policy with us, or any time that you renew your policy. And you can start here - by getting a free medical care quote, without any obligation whatsoever.
Like any private medical care health insurance provider, we do not offer cover for pre-existing conditions, preventative treatment or long-term treatment of chronic problems. You will find a complete list of what is and is not covered in our member handbook.


