By selecting an Optional Excess, this will result in you assuming responsibility for the first excess amount of any eligible claims made at a future date.The optional excesses that are available are:

£100 excess = 10% discount (max £85)

£250 excess = 20% discount (max £213)

£500 excess = 30% discount (Max £425)

You need to be aware that the Optional Excess is applied per person, per policy year and is in addition to the £100 compulsory excess that applies to your policy if you have chosen to upgrade your essential cover to include Options 1, 2, 3, 4 or 5.