If you would like to top up the amount of outpatient cover that you have within our Core Cover, you have the option to select from three additional outpatient options – either our Standard, Enhanced, or Full Outpatient option.
Standard Outpatient Option
Enhanced Outpatient Option
Full Outpatient Option
This option adds treatment for therapies such as Physiotherapy. This includes:
Treatment on GP referral or through our Working Body team. Further sessions are available on specialist referral and if agreed by us
Get seen quicker with access to a Private GP with this option. This includes:
This option extends your cover for mental health treatment. This includes:
This option provides a more comprehensive level of cancer cover. This includes:
Adds cover for treatment you receive from your dentist and optician. This includes:
There are two main ways to lower your policy's premium. Our policies are flexible enough so you can keep the costs down without cutting the cover your receive too much.
This is a great way to save on the premium yet still avoid long NHS waiting times.
The Six Week Safety Net means if treatment – any inpatient, day-patient, surgical procedure and outpatient radiotherapy and chemotherapy – is available on the NHS within six weeks from the date it should take place, then your employees will use the NHS.
However, if the wait for treatment is longer than six weeks, then they can contact us to arrange for private treatment.
You have the option of including an excess for your employees to reduce your premium. The excess options are: No excess, £100, £250, £500, £1,000, £2,500, and £5,000.
As an example, if you choose to add an excess of £100 your members will pay the first £100 of eligible claims – but only once per plan year – for each person covered.
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