If you would like to top up the amount of outpatient cover that you have within our Core Cover, you have the option to select from three additional outpatient options – either our Standard, Enhanced, or Full Outpatient option.
Standard Outpatient Option
Enhanced Outpatient Option
Full Outpatient Option
This option adds treatment for therapies such as Physiotherapy. This includes:
Treatment on GP referral or through our Working Body team. Further sessions are available on specialist referral and if agreed by us
Get seen quicker with access to a Private GP with this option. This includes:
This option extends your cover for mental health treatment. This includes:
This option provides a more comprehensive level of cancer cover. This includes:
Adds cover for treatment you receive from your dentist and optician. This includes:
There are two main ways to lower your policy's premium. Our policies are flexible enough so you can keep the costs down without cutting the cover your receive too much.
This is a great way to save on the premium yet still avoid long NHS waiting times.
The Six Week Safety Net means if treatment – any inpatient, day-patient, surgical procedure and outpatient radiotherapy and chemotherapy – is available on the NHS within six weeks from the date it should take place, then your employees will use the NHS.
However, if the wait for treatment is longer than six weeks, then they can contact us to arrange for private treatment.
You have the option of including an excess for your employees to reduce your premium. The excess options are: No excess, £100, £250, £500, £1,000, £2,500, and £5,000.
As an example, if you choose to add an excess of £100 your members will pay the first £100 of eligible claims – but only once per plan year – for each person covered.
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“Debbie Kelly was great with explaining what options are available, she was patient & answered all my questions & explained all the health jargon so I could make the right choice. There was no pressure & she gave me time to make the decision. Most importantly I have clearly understood what I have purchased.”
“My contact Jade was extremely helpful and very patient, she explained the policy in great detail. I would be more thank happy to recommend Health on Line. I have been a client for 5 years plus.”
“Very good service”
“So far really good very helpful agent that was very clear.”
“Extremely helpful and accommodating I would definitely recommend this service and it's policies to anybody else.”
“All of the staff were kind, polite and provided me with all relevant information that I needed in order to take out the policy”