In-patient hospital costs including accommodation, tests, surgery, drugs and dressings.
We won’t pay for cancer treatment. You’ll use the NHS instead, or pay for the treatment yourself. During treatment, if your specialist wants to use a licensed cancer drug which is approved for your treatment but that the NHS won’t pay for, we’ll pay for that drug and the cost of giving you the drug. (This doesn’t include out-patient drugs as they aren’t covered).
The same cover as ‘Treatment option with NHS Cancer Support’, plus we will pay for cancer treatment, including chemotherapy and radiotherapy.
Here are the three levels of out-patient options you can choose from.
There are two levels of travel cover provided by AXA PPP healthcare. These give cover towards emergency medical treatment abroad.
Here are the two levels of EAP you can choose from.
The higher your excess, the lower your price. You can choose the level of excess required for each employee – from £0, all the way up to £750.
Your employees or their family members pay this amount if they make a claim. It only needs to be paid once per person in each plan year.
Please note an excess is not available for some cover options. You can speak to our Account Managers to find out which options can be taken out with an excess.
The six-week safety net is a way to lower your price.
Use the NHS if it can provide in-patient treatment, day-patient treatment, cancer treatment (including radiotherapy and chemotherapy) or surgery within six weeks of the date that treatment should take place. Otherwise, go privately.
If your employee has an Out-patient option, they can go privately for out-patient specialist consultations, diagnostic tests that don’t involve surgery, and CT, MRI or PET scans – however long the NHS wait.
If you choose NHS Cancer Support as an option for your business, we won’t pay for the treatment of cancer, lowering your plan costs. You will need to use the NHS or pay the costs of the treatment yourself.
However, if your specialist wants to use a licensed cancer drug which is approved for your treatment but the NHS won’t pay for, we’ll pay for that drug and the cost of giving you the drug (this doesn’t include out-patient drugs as they
As with any insurance plan, there are things that Business Protect doesn’t cover.
The exclusions will depend on the options you choose but the main exclusions are:
We’ll send more information about what is and isn’t covered to your employees when they join.