Health for You gives you access to our hand-picked private hospitals, selected for their quality and services. This policy is for those who want to keep the cost down. And for those who want discounts for other health products such as Hussle Gym membership, Nuffield Health Gym membership and Nuffield Health Assessments.
There are some additional benefits to our Core Cover including:
You can choose ONE level of Cancer Cover to include on your policy as standard:
This is our complete Cancer Cover offering you the highest level of cover on the Health for You policy. This cover includes:
Note: As with all private healthcare plans, your eligibility for cover depends on your medical history.
If you want to reduce your premium, or are ineligible for Comprehensive Cancer Cover because of your medical history, this option will support you through the NHS for your treatment or pay for the costs of treatment yourself.
Please note: This option will cover you for licensed cancer drugs which may not be available on the NHS.
If you would like to top up the amount of outpatient cover that you have within our Core Cover, you have the option to select from two additional outpatient options – either our Standard Outpatient option, or our Full Outpatient option.
This option adds treatment for therapies such as Physiotherapy. This includes:
Treatment on GP referral or through our Working Body team. Further sessions are available on specialist referral and if agreed by us
Get seen quicker with access to a Private GP with this option. This includes:
This option extends your cover for mental health treatment. This includes:
Adds cover for treatment you receive from your dentist and optician. This includes:
Our Travel policies include exclusions for Terminal Illnesses and Psychiatric cover (which cannot be removed). If you have either of these, we won’t pay claims under Section 1 (Medical benefits) and Section 4 (Cancellation and curtailment) caused directly or indirectly by these medical conditions.
However, if you need cover for these exclusions, details of providers that may cover these conditions can be found in the MaPS Travel Directory or by calling 0800 138 7777. This provides information and helps find specialist insurers that provide affordable insurance for consumers with pre-existing medical conditions.
With our travel option you can add cover for medical expenses while abroad.
These options will also cover for travel related hassles, like problems with baggage, delays and lost passports.
There’s no limit on the number of times you can travel in a year as long as the number of days you’re away is within the limit on the length of trip. This is 25 days per trip for European Travel cover and 65 days per trip for Worldwide Travel cover. Our Travel Cover Option benefits also include; personal accident cover, cover for on piste winter sports and emergency dental treatment and business travel on our worldwide plan.
If you’re a born thrill seeker, you can upgrade your travel cover to include cover for adventure sports.
As well as giving you the chance to take some sports even further, this option also adds cover for activities such as bungee jumping and paragliding.
There are two main ways to lower your policy's premium. Our policies are flexible enough so you can keep the costs down without cutting the cover you receive.
You have the option of including an excess to reduce your premium�. The excess options are: No excess, £100, £250, £500, £1,000, £2,500, and £5,000.
As an example, if you choose to add an excess of £100, you will pay the first £100 of eligible claims – but only once per plan year – for each person covered.
You will receive a 5% discount if opt to pay for your cover annually, as opposed to monthly.