As well as the Core Cover, Cancer Options and Out-patient options available, you can also select to add on additional options to provide in-depth cover for the following areas:
- No yearly limit for fees for out-patient treatment by physiotherapists, osteopaths or chiropractors when your GP or specialist refers you - available up to an overall maximum of ten sessions a year.
- Further sessions (when your specialist refers you as long as we agree them first).
- Includes Working Body for fast access to qualified physiotherapists.
Mental Health Option
This option extends your cover for mental health treatment.
In-patient or day-patient cover:
- Private hospital and day-patient unit fees for psychiatric treatment paid in full.
- No yearly limit on specialist fees for psychiatric treatment.
- No yearly limit on out-patient psychiatric specialist consultations, and psychiatric treatment by psychologist and cognitive behavioural therapists.
Dentist and Optician Cashback Option
Adds cover for treatment you receive from your dentist and optician.
- Dentist’s fees – 80% of cost up to £400 each year.
- Optician’s fees – 80% of cost up to £200 each year.
- Up to £25 per year towards the cost of an eye test.
Extended Cover Option
This option extends your Core cover and provides increased levels of benefits.
- Cover for consultations with a private GP – up to £500 each year.
- Up to five consultations a year with a Doctor@Hand GP.
- Cover when you use hospitals outside the Directory of Hospitals.
- No limits on your specialists fees.
- Treatment overseas.
European or Worldwide Travel Cover Options
With our travel cover you can add cover for medical expenses whilst abroad.
These options will also cover for travel related hassles, like problems with baggage, delays and lost passports.
There’s no limit on the number of times you can travel in a year as long as the number of days you’re away is within the limit on the length of trip. This is 25 days per trip for European Travel cover and 65 days per trip for Worldwide Travel cover. Our Travel Cover Option benefits also include; personal accident cover, cover for on piste winter sports and emergency dental treatment and business travel on our worldwide plan.
Adventure sports upgrade
If you’re a born thrill seeker, you can upgrade your travel cover to include cover for adventure sports.
As well as giving you the chance to take some sports even further, this option also adds cover for activities such as bungee jumping and paragliding.