Health insurance | Private health insurance | Health-on-Line UK

£100 M&S Gift Card
with every new policy*

(*Terms and Conditions Apply)

Our personal health insurance service puts you in control every step of the way.

Doing things differently

Our personal health insurance service puts you in control every step of the way.

Deal directly with your Personal Account Manager and build your health insurance cover to fit both your needs and budget. Plus, with access to our 24 hour medical helpline,
at Health-on-Line there is always someone here for you.


Personal cover

Our health insurance products are designed to be affordable and meet a diverse range of personal or business needs. Whatever you select, you can relax knowing you will get all the help you need, when you need it.

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Switch today

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Business cover

Our business policies come with different modules that are easy to set up, run and change. If you have over six employees you can even choose different levels of cover for each individual employee.

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Manage your policy online

Customer Online is our online portal designed with you in mind. All your key documents relating to your policy are stored here. This means if you ever need to access your information quickly, you know where to go. Customer Online allows you to manage your health insurance in a few simple clicks, from wherever you happen to be.

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PureGym 50% discount

We’ve partnered with national gym network, PureGym, whose facilities are specifically designed for the modern lifestyle. They are open 365 days a year, 24/7 to give you access fitness at a time that suits you. When you take out a health insurance policy with us, you’ll also be entitled to 50% off of a membership.

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Live Feefo Feed

Live Feefo Feed

  • Excellent service

    “Extremely friendly and informative young man spoke to me at length. No hard sell, simply giving information and answering my questions”

  • Highly Recommended

    “Excellent service - very knowledgeable, helpful and patient staff. Could answer all questions - of which I had many. Dealt with the same very professional person (Molly) throughout discussions over a couple of weeks before taking out the policy for our family. No hint of a hard sell which is totally off putting. Would highly recommend.”

  • Uncomplicated and quick

    “I was changing from a Vitality contract and as the Axa layout is very similar it was quite easy to compare propositions. What Stephen did was not try to confuse matters but did exactly what I asked him to do and I was quickly able to make my decision.”

  • excellent

    “efficient, clear and no nonsense explanations.”

  • The service was very good and I really appreciate.

    “The service was great.”

  • Helpful with in depth knowledge of their service.

    “The two gentlemen I spoke to were very helpful, knowledgeable and had excellent communication skills. They rang when they said they would and listened to my needs. I would definitely use this company again and recommend them highly”

*Terms and conditions

£100 M&S Gift Card offer: One £100 M&S Gift Card is available for new customers who purchase an individual AXA PPP healthcare Personal Health plan, an individual Health-on-Line Health For You policy or an individual inSpire Health Plan between Monday 1st July and Wednesday 31st July 2019 inclusive, directly through Health-on-Line or AXA PPP healthcare. Not applicable to child only policies or policies bought through a broker.

One gift card per household. This offer is non-transferable and cannot be substituted for a cash alternative. Please note that if you cancel your Personal Health, Health For You or inSpire policy you will no longer be able to redeem this offer. This offer may be withdrawn at any time or substituted for an equivalent promotion. If you fail to comply with these terms and conditions, you will not be entitled to receive the offer. The main policy holder will receive an email explaining how to redeem the offer within 90 days of their policy start date.