We won’t pay for cancer treatment. You’ll use the NHS instead, or pay for the treatment yourself. During treatment, if your specialist wants to use a licensed cancer drug which is approved for your treatment but that the NHS won’t pay for, we’ll pay for that drug and the cost of giving you the drug. (This doesn’t include out-patient drugs as they aren’t covered).
The same cover as ‘Treatment option with NHS Cancer Support’, plus we will pay for cancer treatment, including chemotherapy and radiotherapy.
No yearly limit for out-patient surgery.
Up to two specialist consultations a year with a Business Health specialist.
There are two levels of travel cover provided by AXA PPP healthcare. These give cover towards emergency medical treatment abroad.
Depending on what you choose for your plan, you may be able to reduce your annual subscription by including an excess of between £50 to £750 per employee.
If you have the Treatment Diagnostics Only or the Mental Health Option, and your employee can get eligible in-patient treatment, day-patient treatment or surgical procedures on the NHS within six weeks of the date they should have treatment, they would use this route. If they need to wait more than six weeks, they can go private straight away. You could save up to 20% a year and you'll still help your people get well and back to work quickly.
If you choose our Guided option, your people will use our Fast Track Appointment service every time they need to see a specialist. We'll do the work for them - sourcing up to three specialists, who focus on their condition. We'll book the appointment they choose at a time and place that's right for them. This option can't be taken out with our Extended Cover option.
As with most healthcare cover, there are some elements your plan won’t cover. The exclusions will depend on the options you choose but here are some of the most significant exclusions:
We’ll run through the key exclusions when you talk to us about the plan you’d like. Full details of our cover and any exclusions or limitations, will be provided when you join.