Just in case you do not understand the some of the abbreviations and words we use, here is a list of the most common ones and what they mean:
PHI – Private Health Insurance
NCD – No Claims Discount
Business health insurance policy – Health insurance available to any business for their employees, regardless of size.
Chronic Condition / Long term condition – a disease, illness or injury that has one or more of the following characteristics:
• Needs ongoing or long-term monitoring through consultations, examinations, check-ups and/or tests
• Needs ongoing or long-term control or relief of symptoms
• Requires your rehabilitation or for you to be specially trained to cope with it
• Continues indefinitely
• Has no known cure
• Comes back or is likely to come back
Consultation - A meeting with an expert, such as a medical doctor, in order to seek advice
Day Patient – Someone who is admitted to a hospital or day patient unit, because they need a period of medically supervised care or recovery but who does not occupy a bed overnight
In-patient – Someone who is admitted to hospital and occupies a bed overnight or longer for medical reasons
Out-patient – Someone who attends a hospital, consulting room or out-patient clinic but does not classify as a day or in-patient.